Do you operate in the city of Wrocław or any other city that includes the Lower Silesian Voivodship? If at the same time you are looking for resources that allow you to grow your business, you are in the right place. Investment loans for enterprises offered by the Lower Silesian Development Fund is an opportunity for you.
You can apply for financial support - up to PLN 1,500,000 for investment purposes.

An investment loan for enterprises is a form of financial support offered on preferential terms. In this form, it gives enterprises a wide range of possibilities. It allows you to raise funds - with the possibility of their return within 5 years, in the form of installments matched to the financial condition of the company.


Who can use an investment loan?

The investment loan for companies offered by the Lower Silesian Development Fund is an attractive offer for many enterprises. However, to be able to apply for this form of financial support, you must meet two main criteria: be a micro, small or medium company and operate in the city of Wroclaw or other cities located in the Lower Silesia.

An investment loan for companies is granted to those enterprises that need additional funds to expand their business and submit an application for financial support. So if you plan to increase production, offer new products / services, then the loan for investment is a solution dedicated to you.


What loan can be used for?

The allocation of money from the investment loan obtained is strictly defined. In contrast to the regional revolving loan, the entrepreneur can not allocate the funds obtained for any purpose, but only for the purposes specified in the concluded contract. Therefore, before submitting the application, please read the general terms and conditions of granting loans.

When it comes to a loan for an investment for companies, the money obtained may cover expenses related to the purchase of property, plant and equipment, intangible assets and legal assets. Funds can not be used to purchase real estate (land, buildings) - for this purpose you should apply for a mortgage loan for enterprises.


What are the conditions of our investment loan?

An investment loan for enterprises is financial support, which is provided under favorable conditions by the Lower Silesian Development Fund. As a result, companies have access to additional funds in the absence of security and credit history. An investment loan may turn out to be much cheaper and concluded on the basis of simplified formalities.

This type of support for companies allows you to get an amount of up to PLN 1,500,000. The maximum repayment period is 5 years. The interest rate starts from 2.85% and the commission is 0%. However, the entrepreneur is obliged to pay his own contribution in the amount of the requested amount: 5% for an amount up to PLN 1,000,000 and 10% for a loan of PLN 1,500,000.


What benefits can you get from using our investment loan?

An investment loan for companies is a form of financial support on very attractive terms, thanks to which an entrepreneur achieves many benefits. It acquires additional funds with the possibility to be used for investment purposes - the money obtained in this way helps not only to dynamically run a business, but also to develop opportunities in, for example, increasing production.

An investment loan for companies is a financial solution, thanks to which you will open more branches, launch additional production lines or expand your activity with additional services. The money raised will also allow for the modernization of fixed assets. In this way you will get an opportunity to adapt your company to the standards of national and EU standards.


Is my company a micro, small or medium enterprise?

The investment loan offered by the Lower Silesian Development Fund is intended for micro, small and medium-sized companies. Whether your company belongs to one of the above groups depends on several factors, including: number of employees, annual turnover and total annual balance. Before you apply, check whether you belong to one of the groups.

The company is a micro-enterprise, if it employs no more than 10 employees, it achieves annual turnover less than EUR 2 million, and the total annual balance does not exceed EUR 2 million. If you are a small company, you employ up to 50 employees, you achieve an annual turnover less than 10 euros, and the total annual balance does not exceed 10 million euros. The average enterprise employs up to 250 employees, the annual balance is less than EUR 50 million, and the total annual balance can not be less than EUR 43 million.

Where can you take out a loan?

Are you interested in an investment loan for companies? If you want to raise additional funds for the development of the enterprise, the Lower Silesian Development Fund offers a loan on a favorable one